Terms of Service
Last updated: January 2025
1. Acceptance of Terms
By accessing Pension Quest (pension.quest), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.
2. Not Financial Advice
IMPORTANT: Pension Quest provides general information only. We are NOT regulated financial advisers. Our content does NOT constitute financial, tax, or legal advice.
Before making any financial decisions about your pension, you should:
- Consult official sources (GOV.UK, HMRC)
- Seek advice from an FCA-regulated financial adviser
- Consider your personal circumstances carefully
3. Use of Calculators
Our pension calculators provide estimates only. They are based on assumptions and simplified models. Actual outcomes may differ significantly. Do not rely solely on calculator results for financial planning.
4. Accuracy of Information
While we strive for accuracy, pension rules and rates change frequently. We cannot guarantee that all information is current or complete. Always verify important details with official sources.
5. Limitation of Liability
Pension Quest is provided "as is" without warranties of any kind. We are not liable for any losses arising from your use of our website or reliance on our content.
6. Intellectual Property
All content on Pension Quest is our property or used under licence. You may not reproduce, distribute, or modify our content without permission.
7. External Links
We link to external websites for your convenience. We are not responsible for the content or practices of these sites.
8. Changes to Terms
We may update these terms at any time. Continued use of the site constitutes acceptance of the updated terms.
9. Governing Law
These terms are governed by English law. Any disputes will be subject to the exclusive jurisdiction of the English courts.
10. Contact
For questions about these terms, contact us at legal@pension.quest